Smile Bright with Dental Insurance

Don't let dental costs keep you from getting the care you need. Compare dental insurance plans that cover everything from routine cleanings to major procedures, and find affordable coverage that keeps your smile healthy.

No Waiting Periods*
Large Networks
Plans From $25/mo
$25/mo
Plans From

Dental Coverage Options

Coverage tiers designed to keep your smile healthy and bright

Preventive Care

Covers routine exams, cleanings, X-rays, and fluoride treatments - usually at 100% with no deductible. The foundation of dental health.

Basic Procedures

Covers fillings, simple extractions, and root canals. Typically covered at 70-80% after your deductible is met.

Major Procedures

Covers crowns, bridges, dentures, implants, and oral surgery. Usually covered at 50% after deductible, often with a waiting period.

Why Dental Insurance Matters

Regular dental care is essential to your overall health. Studies have linked poor oral health to heart disease, diabetes, and other serious conditions. Dental insurance makes preventive care affordable and helps protect you from the high costs of unexpected dental procedures. Without insurance, a single crown can cost $1,000 or more.

Understanding Coverage Tiers

100-80-50 - Most common coverage structure by tier
Annual Maximum - Most plans cap at $1,000-$2,000/year
Waiting Periods - Some procedures have 6-12 month waits
Network Size - In-network dentists save you more

Tips for Saving on Dental Care

  • Use your preventive benefits fully - most plans cover 2 cleanings per year at 100%
  • Stay in-network to maximize your benefits and minimize out-of-pocket costs
  • Schedule major work early in the plan year to maximize your annual benefit
  • Consider a DHMO plan for lower premiums if you're OK with a specific network
  • Compare PPO vs. DHMO vs. indemnity plans to find your best fit
  • Check if orthodontic coverage is included if you or your children need braces

Get Your Free Dental Insurance Quote

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