Terms of Service

Last Updated: January 1, 2026

These Terms of Service ("Terms") govern your use of the MostQuotes website and services. By using our services, you agree to these Terms.

Use of Services

MostQuotes provides a free insurance quote comparison service. We connect consumers with insurance carriers and licensed agents. We are not an insurance company and do not sell insurance directly.

User Responsibilities

When using our services, you agree to:

Quote Information

Insurance quotes provided through our platform are estimates based on the information you provide. Actual premiums may vary based on additional underwriting factors. Final policy terms and pricing are determined by the insurance carrier.

No Insurance Advice

MostQuotes does not provide insurance advice. Information on our website is for educational purposes only. We recommend consulting with a licensed insurance agent or financial advisor for personalized insurance recommendations.

Intellectual Property

All content on the MostQuotes website, including text, graphics, logos, and software, is the property of MostQuotes or its content suppliers and is protected by intellectual property laws.

Limitation of Liability

MostQuotes is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of our services, including but not limited to direct, indirect, incidental, or consequential damages.

Changes to Terms

We may update these Terms from time to time. Continued use of our services after changes constitutes acceptance of the updated Terms.

Contact

For questions about these Terms, contact us at legal@mostquotes.com.